DESIGN AND IMPLEMENTATION OF A COMPUTER BASED SYSTEM FOR CONTROLLING LOAN DISBURSEMENTS
CHAPTER ONE
1.0 Introduction
Loan management has over the years been posing great problems to banks and other smaller financial institutions that embark on loan. One of the major bank services is loan disbursement. Loans are given to customers in order to help them embank on one project assignment or the other. Depending on the loans terms, the loan beneficiary pays back the loan on commission basis. Before a bank issues out a loan it follows a bank laid down criteria on loan disbursement.
So many banks have fielded up due to problems associates with loan disbursement. This arises from the fact that the sxisting system used in loan monitoring is a failure. The system operates without adequate loan monitoring. There should be strictness in handling loan disbursement because; in many cases the capital involved is people money and not individual capital.
This project work carriedout a detailed analysis into the problems making loan management unrealizable with a view to devicing acceptable computerized system, which will be more effective, accurate comprehensive, reliable and very easy to use. This, to a very large sentient, will help the generation banks to make their work procedure very enjoying and result oriented.
1.1 Statement Of The Problem
Problems associated with loans are numerous, this makes the current system a very big failure record of loan beneficiaries are not well maintained and this makes banks to loose a lot of money.
Interest-rates on loans are not calculated due to non-consistency in the format of calculation, data on loan repayment by installment are not always effectively administered due to the existing system on ground.
On many occasions, loans are given to wrong people due to the fact that their oriteria for issuing loans are not followed the way it should be followed. There is no no-line method of entering and up-dating for effective records maintenance.
1.2 Aims And Objectives Of The Study
This study is aimed at improving loan management with a view to making banks and the customers to both benefit mutually from the transaction.
The research is carried out in order to provides accurate and timely report for effective decision making. This research will also provide adequate disbursement of loan between the beneficiaries are the bank and make calculations easily carried out. The study will produce timely up-dated status of a loan beneficiary. This research will come out with a well-defined computerized system, which will be very comprehensive, accurate, timely and cost effective.
1.3 Importance Or Significance Of The Study
This research study is of great importance to the entire society. The society will benefit much from this study such that, it will help and make their disbursement with the bank more understood and well calculated.
Because of how the system is well defined, people will benefit, whereby there will be no manipulations o miscalculations. Scholars in related field will benefit from the detailed contents of this reseaech work. It will help the bank a let in spending less in the area of loan control system or management.
1.4 Scope Of The Study
The study focuses on the design and implementation of a computerized loan disbursement control system for the Union Bank of Nigeria Plc located at Garden Avenue Enugu.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
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TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- ⋮
CHAPTER THREE
SYSTEM ANALYSIS AND DESIGN
- 3.1 Methodology Adopted
- 3.1.1 Problem Identification Using SSADM
- 3.2 Analysis of the Existing System
- 3.2.1 Dataflow of the Existing System
- 3.2.2 Disadvantages Of The Existing System
- 3.2.3 Weakness of the existing System
- 3.3 Feasibility Study
- 3.3.1 Economic Feasibility
- 3.3.2 Technical Feasibility
- 3.3.3 Operational Feasibility
- 3.4 Analysis of the Proposed System
- 3.4.1 Data Flow Diagram of the Proposed System
- 3.4.2 Advantages of the Proposed System
- 3.4.3 Justification of the Proposed System
- 3.5 Functional Requirements
- 3.5.1 Use Case Diagram Of The Admin / User Privileges
- 3.6 Data Requirements
- 3.7 High Level Model of the Proposed System
CHAPTER FOUR
SYSTEM DESIGN AND IMPLEMENTATION
- 4.1 Objectives of the Design
- 4.2 Cohesion and Decomposition High level Model
- 4.3 Control Center / Overall Dataflow Diagram
- 4.3.1 Proposed System Operation Flowchart
- 4.4 System Specification and Design
- 4.4.1 Input and Output Specification
- 4.4.2 Database Specification and Design
- 4.4.3 Data Dictionary
- 4.5 Choice and Justification of Programming Language
- 4.6 Program Documentation
- 4.7 Implementation Techniques
- 4.7.1 System Testing
- 4.8 Programming Module Specification
- 4.8.1 Installation
- 4.9 Computer Hardware Minimum Requirement
- 4.10 Software Requirement
- 4.11 Personnel / User Training
- 4.12 File Maintenance Module
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary
- 5.3 Conclusion
- 5.4 Recommendation
REFERENCES
APPENDIX A - “SOURCE CODE”
APPENDIX B - “OBJECT PROGRAM”
Disclaimer for Complete Material Utilization
The displayed research work titled "Design and Implementation of a Computer Based System for Controlling Loan Disbursements" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- ⋮
CHAPTER THREE
SYSTEM ANALYSIS AND DESIGN
- 3.1 Methodology Adopted
- 3.1.1 Problem Identification Using SSADM
- 3.2 Analysis of the Existing System
- 3.2.1 Dataflow of the Existing System
- 3.2.2 Disadvantages Of The Existing System
- 3.2.3 Weakness of the existing System
- 3.3 Feasibility Study
- 3.3.1 Economic Feasibility
- 3.3.2 Technical Feasibility
- 3.3.3 Operational Feasibility
- 3.4 Analysis of the Proposed System
- 3.4.1 Data Flow Diagram of the Proposed System
- 3.4.2 Advantages of the Proposed System
- 3.4.3 Justification of the Proposed System
- 3.5 Functional Requirements
- 3.5.1 Use Case Diagram Of The Admin / User Privileges
- 3.6 Data Requirements
- 3.7 High Level Model of the Proposed System
CHAPTER FOUR
SYSTEM DESIGN AND IMPLEMENTATION
- 4.1 Objectives of the Design
- 4.2 Cohesion and Decomposition High level Model
- 4.3 Control Center / Overall Dataflow Diagram
- 4.3.1 Proposed System Operation Flowchart
- 4.4 System Specification and Design
- 4.4.1 Input and Output Specification
- 4.4.2 Database Specification and Design
- 4.4.3 Data Dictionary
- 4.5 Choice and Justification of Programming Language
- 4.6 Program Documentation
- 4.7 Implementation Techniques
- 4.7.1 System Testing
- 4.8 Programming Module Specification
- 4.8.1 Installation
- 4.9 Computer Hardware Minimum Requirement
- 4.10 Software Requirement
- 4.11 Personnel / User Training
- 4.12 File Maintenance Module
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary
- 5.3 Conclusion
- 5.4 Recommendation
REFERENCES
APPENDIX A - “SOURCE CODE”
APPENDIX B - “OBJECT PROGRAM”
Disclaimer for Complete Material Utilization
The displayed research work titled "Design and Implementation of a Computer Based System for Controlling Loan Disbursements" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
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