IMPACT OF CREDIT RISK MANAGEMENT ON LIQUIDITY, GROWTH AND PROFITABILITY OF COMMERCIAL BANKS
CHAPTER ONE
1.0 Introduction
1.1 General Background Of The Study
Bank plays a central role in the economy by providing financial intermediation services. To do this effectively, they must have the capacity to lend and expand the balance sheet, and it must be profitable in doing so, this means that there must be demand for their services and the banks are completive and efficient at meeting this while all this may be seen s self evident we observe that the role of commercial banks change over time. Banks are required to channel the funds generated into profitable economic activities through investors subject to the constraints imposed by the relevant regulatory bodies.
These judiciary responsibilities imposed on the banks three seemingly incompatible.
- Tasks of satisfying – to ensure the safety of the fund entrusted to it
- Profitable – to ensure the safety of the fund entrusted to it
- Growth – to earn adequate returns for the owners of the funds into profitable activities.
The extension of credit by banks to borrows involves risk and the ability of the banking industry at fulfilling this role depends to a large extent of the banking industry at fulfilling this role b depends to a large ext6ent on the quality of the lending decision lending has been described as the core function of commercial banks (Robinsons 1962) loans and advances usually constitute the largest asset to banks and interest on these and advances constitute.
The most important sources of income for the banking industry in Nigeria today, the quality of the lending decision of commercial banks leaves much to be desired (Ariyo 1984) with all that has been written on the techniques of lending money.
The difficulties being faced by banks have led them to exercise great caution in extending concisely as loan and advances, due to inability or unwillingness or both for which the beneficially has not persistently compli9ed with the terms and conditions for granting them. Recovery of such loans is unlikely and the central bank o9f Nigeria (CBN) came in through special additional regulation. The central licensed banks in a circular letter No BSD/CO/213/VOL/I/11 of November 7, 1990 it outlined minimum requirement for asset classification disclosure, provisioning treatment of accrued interest and balance sheet engagement it sets out the principle on which provision and write-off are made against problem loans.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
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TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "Impact of Credit Risk Management on Liquidity, Growth and Profitability of Commercial banks" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "Impact of Credit Risk Management on Liquidity, Growth and Profitability of Commercial banks" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
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