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The Source and Application of Funds to a Commercial Banking Sector (A Case Study of Access Bank Plc)

THE SOURCE AND APPLICATION OF FUNDS TO A COMMERCIAL BANKING SECTOR


ABSTRACT

This project work examines the sources and application of funds in a commercial banking sector with a particular reference to Access Bank Nigeria Plc. This is an attempt to explore and reveal the extent to which the bank is sourcing its funds and how it uses those funds so generated in achieving the bank’s goals and objectives with a particular reference to laid down accounting principles and Central Bank’s Prudential guidelines on commercial banks. Also to include is the review of related literature, text books, magazine, newspapers, journals and even the proper website on the internet will be browsed for easy reviews, analysis and down loading of current related information for the project work. The study will also include the various ways and method of data collection i.e. primary and secondary sources through interviews, observations and examination of existing banks records.

The major difficulties to be encountered in the course of this project are time and financial constraints as collection and analyzing of data requires a lot of time, to pay regular visit, to the venue of the case study, attending lectures, writing of assignments and quiz, visiting the cyber café for internet browsing and also attending one’s domestic responsibilities. Financial requirements such as production and distribution of questionnaires, transportation and binding of the project work expenses forms the major limiting factors to the project work.

The research study will also highlight the need for prudential management and project accountability with good policies on loans and advances as the way for the bank to acquire maximum liquidity and affective application for the accrued funds by customers and shareholders. The challenges of the modern banking in a global trend and proper solutions and recommendations for the bank development, investments and enhanced customer relations will also be highlighted.


CHAPTER ONE

1.1 Introduction

… This chapter will address the background information that motivated this study, the challenges that prompted it, its aim, and its objectives as a preface to subsequent sections of the study. Additional factors include the study's significance, scope, limitations, research questions and hypotheses, and the definition of technical terms.


CHAPTER TWO

2.0 Literature Review

2.1 Introduction

The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …


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Complete Material Chapters of The Source and Application of Funds to a Commercial Banking Sector A Case Study of Access Bank PlcClick here to request the Complete Material via WhatsApp including;
  • Preliminary Pages,
  • Chapter 1-5,
  • References and Appendix.



TABLE OF CONTENTS

PRELIMINARY PAGES


CHAPTER ONE

INTRODUCTION


    • 1.1 Introduction
    • 1.2 Background …

    CHAPTER TWO

    LITERATURE REVIEW

    • 2.1 Introduction
    • 2.2 Conceptual Review
    • 2.3 Theoretical Framework
    • 2.4 Empirical Studies
    • 2.5 Research Gaps
    • 2.6 Summary of Literature Review

    CHAPTER THREE

    RESEARCH METHODOLOGY

    • 3.1 Introduction
    • 3.2 Research Design
    • 3.3 Population of Study
    • 3.4 Sampling and Sampling Technique
    • 3.5 Validation of Research Instrument
    • 3.6 Method of Data Collection
    • 3.7 Method of Data Analysis
    • 3.8 Questionnaire Administration
    • 3.9 Ethical Consideration
    • 3.10 Statistical Analysis

    CHAPTER FOUR

    DATA ANALYSIS, RESULT AND DISCUSSION

    • 4.1 Introduction
    • 4.2 Presentation and Analysis of Data
    • 4.3 Re-statement of Research Questions
    • 4.4 Test of Hypotheses
    • 4.5 Discussion of Findings

    CHAPTER FIVE

    SUMMARY, CONCLUSION AND RECOMMENDATION

    • 5.1 Introduction
    • 5.2 Summary of Findings
    • 5.3 Conclusion
    • 5.4 Recommendation
    • 5.5 Suggestion for Further Study

    REFERENCES

    APPENDIX A - “QUESTIONNAIRE”


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