THE ROLE OF BUDGET IN BANKING MANAGEMENT
ABSTRACT
This research work is on attempt to analyze The Role of Budget in Banking Management. In conducting this research I went to united bank for Africa Enugu branch and some libraries to get some relevant materials for this research work consists of study based on selection of different secondary data. It also emphasis on ND 1 just The Role of Budget in Banking Management but also the way of implementing budgeting and process.
Based on the research work, the following findings were made. The implementation of the budgeting in the banking management, budget preparation and process, different views on budget.
CHAPTER ONE
Introduction
1.1 Background Of The Study
The budget is a financial statement made by the government, which spells out estimated government revenue and proposed expenditure for the coming financial year.
A budget consist of a package of proposal regarding revenue, which is likely to be derived from various sources and expenditures, which is likely to be met on various items, for examples: the estimate of United Bank for Africa (UBA) revenue for the 1986 fiscal year was put at 4.3 million, while proposed expenditure was put at 3.31 million of most often. The budget includes an appraised of the performance of the economy during the previous financial year. Major financial and banking system charges are also include for examples, the 1983 re-vitalizing the banks subsidy, the introduction measures for promoting banking system and establishment of a directorate of the banks and infrastructure for the 1992 budget, major policies spell out include among other things, the reductions of persons income and banking profits, the establishment of a banking information services, the establishment of a directorate of employment.
In United Bank for Africa (U.B.A), the director prepares the budget with the help of the financial secretary of budget and planning for a budget to be effective, it has to be approved by the director general.
1.2 Statement Of The Problem
This study is the role of budget in the banking management has effected the Nigerian financial institution with reference to bank. In spite of the position of out financial lost institution to our financial guest the management has not been exempted from a lot of problems. The researcher will identify these problems that confront the banks and financial institutions in Nigeria.
Generally, the roles of budget in the banking management are very important in our banking management system. There are many problems that are confronting banking management.
They are:
- The inability to maintain records of accounting performance.
- Minimizing (as much as possible) expenditures not authorized by the budgets.
- Not able to be monitoring of the execution of priority projects.
- Other spending the amount for the purpose specifies in the budget.
Again not ensuring the fulfillment of financial and economical aspects of outlays.
1.3 Objective Of The Study
The researcher is aimed to accomplish some objectives. It will examine and highlight the roles of budgeting and will also access the impact of inflation and other unforeseen variables on the usefulness of budgeting in banking management system in Nigeria.
To achieve these, the researcher has to
- Ascertain the role of budgeting in banking management system.
- Ascertain the system of budgeting in banking management system.
This project provides beneficiary sights in nature and roles of budgeting to bankers and manager accountants. This will enhance effective budgeting in their respective organizations.
It also provides materials guide and will therefore be of immense benefits to anybody who may wish to undertake a critical review of this work and relative topics in future.
1.4 Significance Of The Study
This project has laying levels of significance to various categories of its users and readers who may wish to reference to if from time to time.
One significance is that it forms a major part of the examination of the researcher for the award of national diploma (ND) in banking and finance.
It also affords the researcher a better understanding and appreciation of the subject matter of the roles of budgeting in banking management.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
Procedure for Downloading the PDF (Docx) Material
The Role of Budget in Banking Management can be downloaded by requesting the full set of materials at the project or seminar cost. The document will be sent via Microsoft Word (MS-Word) format via WhatsApp (e-mail) following payment confirmation.
| Seminar Material Cost ₦3,000 | Project Material Cost ₦5,000 |
Request Complete Material
 | Click here to request the Complete Material via WhatsApp including;
|
TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Role of Budget in Banking Management" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Role of Budget in Banking Management" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
Frequently Asked Questions (FAQ)
Can this topic “Web Based Drug Procurement and Distribution Tracking System” be used for Computer Science (CS) Project?
Yes it can be utilized for research — Drug procurement and distribution tracking system is a set of computer programs that obtains the supplies of drugs, distribute the drugs and monitors the inventory control of the drugs. The aim of the study is to design and implement a drug procurement and distribution tracking system using pharmacy department of the Enugu State University Teaching Hospital (ESUTH) as a case study. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will provide information about the quantity of drugs remaining and ensure ordering of drugs without mistake of procuring more than required. The motivation that led to the implementation of the proposed system is as a result of the manual recording …
Is the topic “The Role of Bank of Industry Towards the Development of Small Scale Enterprises in Nigeria” recommended for Entrepreneurship Project?
Yes it is highly recommended — This research work is conducted on the role of bank of industry towards the development of small scale enterprises. The aims and objectives of the study is to analyze the various role played by bank of industry in developing small scale enterprises as well as the activities of government policies, such as provision of infrastructural facilities. The researcher uses the questionnaire and interview method to collect the data from the respondents. The analysis and crossed tabulation of data gathered were done using the mean statistical method with the 1-5 Likert rating scale for proper accuracy in arriving at a dependable decision rule. Lastly the researcher concluded that, the bank of industry was able to maintain its customer because they do …
Can this topic “Analyzing the Role of Risk Management in a Textile Production Company” be used for Business Administration and Management (BAM) Project?
Yes it can be utilized for research — The textile industry in Ghana has been in decline. Local companies have shut down operations due to varying factors. The number of companies has dropped from forty in the 80´s to four as of the time of this research, which was conducted at Printex Ghana Limited and Akosombo Textile Li-mited. The purpose of the research is to identify various risks affecting the case companies and to try to understand the role risk management plays in solving those identified risks. It will determine whether the companies under consideration have a risk management department and if possible how much budget is allocated to the department. The medium for risk communication will also be determined. How risk management has changed over the past …
Can the material for “The Effects of Advertising on Consumer Buying Behaviour” be used as a guide for Business Administration and Management (BAM) Project?
Yes it can be used — This dissertation is the product of contributions of ideas ‘ by the researcher and his supervisor. It is both conventional and similar the topic of this project, the effect of advertising on consumers buying behavior in Enugu metropolis with particular reference to the Nigerian Bottling Company, bottlers of coca-cola products, is very vast and one cannot claim to have treated all the aspects of have literature involved in this topic within this skeletal out –fit. Rather the researcher has selected and x –rayed the vital aspects of the topic relevant to the points she wants to investigate and bitterness. The project cover aspects like the media consumers get their product message, their p perceptive of advertising message, that is, either …
Can the material for “Measurement and Assessment of Indoor and Outdoor Ambient Radiation Levels At the Take-Off Site” be used as a guide for Physics Project?
Yes it can be used — Harmful background radiation in our environment has been identified as one of the primary causes of various ailments such as cancer and tumors in our society today. These Higher radiation levels are emitted from igneous rocks such as granite rocks and soil formed from the weathering of these rocks as well as Radon gas in the atmosphere while lower radiation levels are usually associated with sedimentary rocks. This research project is aimed at the measurement and assessment of ambient indoor and outdoor radiation levels at the take-off site of Federal University Dutsin-Ma to ascertain the amount of ionizing radiation present. The indoor and outdoor radiation levels were measured in thirty-six (36) buildings, some road pavements and outdoor sports facilities are also …
Can this topic “Information Inequality and Digital Divide” be used for Mathematics Project?
Yes it can be utilized for research — The study scrutinizes the Information Inequality and Digital Divide. In achieving this aim, the following specific objectives were laid out to assess the inequality of information in an Organization, investigate the effect of information inequality and digital divide in an Organization, examine the digital divide of information in an Organization, define the meaning of the term “digital divide”, learn about possible measurement methods and assess the magnitude of digital inequalities in an Organization. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 133 (one hundred and thirty three) respondents were selected for this study to represent the entire population of the study. For null …
Can this topic “An Assessment of the Impact of Foreign Direct Investment on Nigerian Economic Growth (1990-2011)” be used for Economics Project?
Yes it can be utilized for research — This study assess the impact of Foreign Direct Investment in Nigerian economic growth over the period of 1990-2011. Data from Central Bank of Nigeria (CBN) Statistical Bulletin was used. The Ordinary Least Square (OLS) technique was specified and used to examine the relationship between the variables which includes the Gross Domestic Product as the dependent variable, export, Exchange rate, foreign direct investment and trade openness as the independent variables. The explanatory power of the model was given by the R2 of 85.5% and was subjected to t-test and f-test to test the significance of the independent variables. …
Can this topic “The Effective Marketing Communication as a Tool for Greater Productivity in Organization” be used for Business Administration and Management (BAM) Project?
Yes it can be utilized for research — This work is aimed at critically examining effective marketing communication as a tool for greater productivity in an organization a special reference to union bank Nigeria Plc eastern area was used as a case study. Literatures related to the subject were reviewed. primarily and secondary data were collected through the use of questionnaire interviews and form text journals and the company’s record that face to face marketing communication is not common between the top management and the subordinate. For communication to be effective in the organization the following factors must be observed and maintained. Management must develop good communication skill, a common language should be used for better understanding of marketing communication intents, subordinates views should be sought before making …
Can the material for “Subject Combination / Choices and Occupational Relevance” be used as a guide for Guidance and Counselling Project?
Yes it can be used — One of the developmental tasks of any individual is the preparation for a career. The study was aimed at investigating the relevance of subject selection of school going adolescents in relation to their career aspiration. It was aimed at examining the influence of age and sex on career choice. One of the hypotheses raised was that there will be no significant difference between career choice and subject selection among the students. Subjects for the study consisted of 515 male and female Senior Secondary 2 students drawn from ten mixed students with ages ranging from 16-21 years. Data were collected through the use of a questionnaire styled Motivation for Career Choice Scale (MCCS).The data were analyzed descriptively using tables and percentages …
Can the material for “Causes of Low Production of Rubber in Edo State” be used as a guide for Agricultural Engineering (AE) Project?
Yes it can be used — This research study was undertaken with a view to assessing the veracity of rubber production in Ikpoba Okha LGA, Edo State. Several factors were identified as causes of this trend; such as lack of capital, use of old plantations, unavailability of land, price of latex etc. a questionnaires approach was used to obtain data from the farmers in Ikpoba Okha LGA of Edo State. This was subjected to analysis based on stipulated hypothesis drawn from the questionnaires. The result of this analysis showed that lack of capital was not responsible for low production of rubber in Ikpoba Okha LGA. Also, market prices of rubber products had no effect on low rubber production. However, government policies were identified as a cause …