THE ROLE OF BANK IN SMALL AND MEDIUM BUSINESS ENTERPRISE IN NIGERIA
ABSTRACT
The research study examines the role of commercial bank in financing small scale enterprises in Uyo, Akwa Ibom State. The primary purpose of the study is to examine how SMEs can be developed through the intervention of the banking sector. Descriptive research design was adopted. The population of the study is the entire SMEs in Akwa Ibom state and United Bank for Africa (UBA). Questionnaires were used as an instrument of primary data collection. Purposive sampling technique was used to select the sample; correlation analysis was employed using chi-square. Findings revealed that there is a positive correlation between loans grants by banks and the growth and development of SMEs in Akwa Ibom State also, that SMEs cannot be concentrated in Akwa Ibom State if they are not effectively financed due to the relationship that exists between the banks and SMEs. It was recommended that guidelines/schemes by commercial banks to finance SMEs needs to be flexible to accommodate the small and medium scale entrepreneurs.
CHAPTER ONE
Introduction
1.0 Background to the Study
The post-independence Nigerian government adopted the entrepreneurship government which constrained it to assume the role of entrepreneur and the urge to offset the economic neglect of the colonial government and that resulted in engaging in ambitious industrialization programmes. When the Nigerian industrial Development Bank Limited (NIDB) was established in 1964 for the purpose of speeding up the industrialization process, its mandate was to promote industrial projects which were large enough to make applicable contribution to the national economy. However, the collapse of the oil boom in the early 1980’s exposed the inherent weaknesses of this importation of inputs resulted in large idle capacities, thereby creeping many gross domestic product (GDP) declined in the face of the strong national aspiration for the restructuring of the economy and reduction of the dependence on petroleum. Small and medium scale enterprises have since become the focus of national industrial policy. In pursuit of self-reliance in a developing country particularly in Nigeria, the central government enacted a decree called “Enterprises promotion Decree” when there was need for small scale enterprises in the promotion of economic development. This has since been at the fore front of development strategies.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
Procedure for Downloading the PDF (Docx) Material
The Role of Bank in Small and Medium Business Enterprise in Nigeria can be downloaded by requesting the full set of materials at the project or seminar cost. The document will be sent via Microsoft Word (MS-Word) format via WhatsApp (e-mail) following payment confirmation.
| Seminar Material Cost ₦3,000 | Project Material Cost ₦5,000 |
Request Complete Material
 | Click here to request the Complete Material via WhatsApp including;
|
TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Role of Bank in Small and Medium Business Enterprise in Nigeria" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Role of Bank in Small and Medium Business Enterprise in Nigeria" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
Frequently Asked Questions (FAQ)
Is the topic “The Role of Capital in the Growth of Small Business in Nigeria” recommended for Banking and Finance (BF) Project?
Yes it is highly recommended — This research work examined the role of capital in the growth of small business in Nigeria with reference to the selected firms in Owerri, Imo state. six research questions were formulated for the study. Two sources of data were used to gather information and instrument for data is made of structured questionnaire and percentage methods were used to analyzed the data collected. The researcher reviewed the related literature on the role of capital in the growth of small scale business. From the analysis of data collected by the researcher, it was discovered that high interest loan, mismanagement of capital and unreliable of source of capital were the problems militating against small scale businesses. This study also revealed the important of small …
Can this topic “Investigation Into the Effectiveness of Total Quality Management (TQM) in the Nigerian Construction Industry” be used for Quantity Surveying (QS) Project?
Yes it can be utilized for research — The complex nature of the construction project and the unstable nature of Nigerian economy result in cost escalation of construction materials and equipments and untimely completion of project make it necessary to employ the use of project management practices Nigeria. Investigations were carried out through administration of questionnaire and data were collected from professionals firms, such as quantity surveyor, architects and engineers. The statistical tools used in analyzing the data include tables and simple percentages. The findings obtained after analysis of the data from the questionnaire, shows that there is a standard practice of project management in Nigeria. Problems such as clients not stating their requirements to the project manager, late appointment of manager and denial of project manager proper authority …
Is the topic “Foreign Direct Investment and Poverty Reduction in Nigeria (Regression Analysis Using OLS)” recommended for Economics Project?
Yes it is highly recommended — Developing countries all over the world are competing to attract foreign direct investment with a belief that it can be a tool for poverty reduction because it serves as supplements to domestic savings and it is often accompanied with technology and managerial skills which are indispensable in economic development. Foreign direct investment can contribute in significant ways to breaking of growth − poverty vicious circle and there lies Nigerian hope. The Nigeria government has opened several economic sectors to foreign investors and issued several investment incentives. Since the market oriented economic reforms took place in Nigeria emphasis has been given to attracting FDI. In this study, the relationship between FDI and poverty reduction is analyzed empirically. It is based on …
Can the material for “Impact of Effective Planning on Organizational Effectiveness and Efficiency” be used as a guide for Business Administration and Management (BAM) Project?
Yes it can be used — Every organization, whether private or government needs effective planning to reach the desired goals and enough resources to assigned to ensure the successful execution of the chosen action. This study will focus on the “impact of effective planning on organizational effectiveness and efficiency”. organization to be responsive to the organization needs, its members and environment; to examine the extent effective planning has had any impact on The objectives of the study includes to find out the following; how important is the effective planning on the company’s goals and objectives; to determine how productivity can be enhanced through effectiveness and efficiency; to determine the extent to which effective planning impacted on employees performance. These lead to the use of data collected …
Can this topic “Studies on the Prevalence and Distribution of Nematode Species in Onion Farms” be used for Agricultural Economics and Extension Project?
Yes it can be utilized for research — The study determines the Prevalence and Distribution of Nematode Species in Onion Farms using Gada Local Government Area Sokoto State Nigeria as a case study. In achieving this aim, the following specific objectives were laid out to identify the best performing onion genotype with good storage under field and room conditions, examine the prevalence of Nematode Species in Onion Farms, and find out how Nematode Species in Onion Farms is distributed in Gada Local Government Area Sokoto State Nigeria. Nematodes are one of the major constraints in onion production. They are colorless, non-segmented worms, ranging from 0.5 to 2 mm long. All plant-parasitic nematodes have a stylet, a needlelike structure that acts as a syringe to penetrate plant cells and …
Can this topic “The Effect of Workers Behaviour on the Productivity of Female Executives in Organization” be used for Business Administration and Management (BAM) Project?
Yes it can be utilized for research — This research work studies the nature of workers behavior on the productivity of female executive in an organization. The research work went a long way to investigate the workers behavior on the productivity of female executives in an organization. The analysis was carried out and the chi-square statistical tool was used to test the hypothesis. Funding shows that education whether formal or informal is absolutely important. In conclusion, the result of this research work shows that the nature of workers behaviour on the productivity of female executive does not determine the leadership style adopted by the executives. …
Is the topic “Evaluation of the Impact of the Nigerian Deposit Insurance Corporation (NDIC)” recommended for Banking and Finance (BF) Project?
Yes it is highly recommended — Bank distress has been a predominant factor in the banking system of Nigeria since the early years of banking. This trend became noticeable in the industry with the failure of many banks in the early 90’s and late 90’s distress saga brought about the research work the evaluation of the impact of the Nigerian deposit insurance corporation (NDIC) the work is structured into a five chapter book for easy and comprehensive reading. The frist chapter deals with the background of the prevailing circumstance in the industry that necessitated the establishment of the deposit insurance scheme it further work on the reveal the various loopholes and bottlenecks of the supervisory authorities and also examine the impact of the regulatory and supervisory bodies …
Is the topic “Design and Implementation of a Computerized Visitor Management System” recommended for Computer Science (CS) Project?
Yes it is highly recommended — Visitor Management System is a software application that manages the entry and exit of the vehicle of employees and visitors. It is also an efficient system to keep track of each vehicle entry and exit. The aim of the study is to analyze, design and implement a Computerized Visitor Management System for Ogun state Institute of Technology, Security Unit. In achieving this aim, the following specific objectives were laid out as follows to design and develop an application software that will store visitor’s information for easy retrieval and annual report analysis and give account of visitors that visited the organization per day, week and yearly. The motivation that led to the implementation of the proposed system is that the existing …
Is the topic “The Effect of Privatization and Commercialization of Government Owned Industries” recommended for Banking and Finance (BF) Project?
Yes it is highly recommended — The monoculture economic nature of Nigerian economy a short falls in foreign exchange generation, when the global oil glut reduce the unit cost of barrel of oil to as low as nine dollars ($9.0). Hitherto, the fantastic earnings from sale of oil has effectively be cushioned, the poor ratios of dividedness from investments holdings public enterprises in Nigeria. Therefore, this research represents an attempt to search for the effects, which the privatization and commercialization of government owned enterprise had on the life of these enterprises. The thesis as well seeks to know whether a continuation and execution of the programme or out right refection based on its findings. …
Can the material for “Social Media as a Source of Sexual and Reproductive Health Information Among Young Adults” be used as a guide for Public Health Project?
Yes it can be used — The study was carried out to examine the Social Media as a Source of Sexual and Reproductive Health Information among Young Adults in the FCT. In achieving this aim, the following specific objectives were laid out to examine the effects of social media sexual reproductive health behaviour among Young Adults and examine the relationship between socio-demographic characteristics of youths and social media usage in the area under study. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 150 (one hundred and fifty) respondents were selected for this study to represent the entire population of the study. For null hypotheses were formulated and tested using …