THE IMPACT OF CAPITAL ADEQUACY ON BANK PERFORMANCE: EVIDENCE FROM COMMERCIAL BANKS IN NIGERIA
ABSTRACT
This paper examines the impact of capital adequacy ratio on Nigeria’s commercial banks performance after the impact of the 2008-2009 Global Financial Crash using Ordinary Least Square Methods with two models. The first model proxy bank performance with return on assets while the second with return on equity. From the descriptive statistical analysis, the mean value of capital adequacy for the study period is 14.30%, which provides evidence that Nigerian commercial banks maintain higher level of capital requirement than prescribed by IMF’s Basel agreement of 8% and CBN’s 10%.
The regression results indicate that even after the Global Financial Crash, capital adequacy ratio showed evidence of strong significance at 5% level in explaining bank performance proxy by return on asset ratio. However, the second model showed a weak correlation as all the determinants were insignificant at 5% levels but had their correct economic signs. Although the variables on asset quality and liquidity risk proxy by non-performing loans ratio and liquidity ratio variables respectively were not statistically significant in explaining Nigerian banks performance. Risk management institutions like the Asset Management Company of Nigeria (AMCON) has to do more in riding the sector of toxic debts.
CHAPTER ONE
1.1 Introduction
… This chapter will address the background information that motivated this study, the challenges that prompted it, its aim, and its objectives as a preface to subsequent sections of the study. Additional factors include the study's significance, scope, limitations, research questions and hypotheses, and the definition of technical terms.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
Procedure for Downloading the PDF (Docx) Material
The Impact of Capital Adequacy on Bank Performance: Evidence From Commercial Banks in Nigeria can be downloaded by requesting the full set of materials at the project or seminar cost. The document will be sent via Microsoft Word (MS-Word) format via WhatsApp (e-mail) following payment confirmation.
| Seminar Material Cost ₦3,000 | Project Material Cost ₦5,000 |
Request Complete Material
 | Click here to request the Complete Material via WhatsApp including;
|
TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Introduction
- 1.2 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Impact of Capital Adequacy on Bank Performance: Evidence From Commercial Banks in Nigeria" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Introduction
- 1.2 Background …
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "The Impact of Capital Adequacy on Bank Performance: Evidence From Commercial Banks in Nigeria" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
Frequently Asked Questions (FAQ)
Can the material for “The Osun Osogbo Festival: Its Functions and Aesthetics” be used as a guide for English Language Project?
Yes it can be used — Osun Osogbo Festival is an event usually set by a local community. It centres on and some unique Aspects of that community. It is a set of activities and practice designed to entertain the People of that particular community. Osun Osogbo festival is the most important and significant components culture of Osogbo. The motivation that prompts the execution of the research work is that, problems found in the existing research work is that the cost of transportation fare can be astronomical, between the Osun Osogbo festival wristband, accommodations, VIP access, clothes and possibly a flight, things can add up. If the Osun Osogbo festival is in a different country it may add stress and anxiety to your first few days. …
Can the material for “Construction of a Single Phase Auto-Transform of Rating IKVA, 240V/110, 80 12V, 6V” be used as a guide for Electrical / Electronics Engineering (EE) Project?
Yes it can be used — This project work-up deals on the design and construction of a single phase step down nations fermor, with raking IKVA, 240V/11OV, 80V 12U, 6V. It is a multi-circuit transformer that has one input as the primary and tappins to produce the output (secondary). It is considered as a single coil in series with the supply and a common coil to the head. It is experimentally done using flat metal shocks of cast steel to form the “E” and “I” shaped laminations and coils of various turns. Not much progress has been made by those who were in the field in the production of a much circuit auto-transformer. While working this project, we got information from some textbooks on auto-transformer and some …
Can this topic “Digital Marketing as an Effective Tool in Achieving Business Expansion in Covid-19 Era” be used for Marketing (MKT) Project?
Yes it can be utilized for research — Digital marketing is the application of the internet and related digital technologies to achieve marketing objectives. The study was carried out to examine the digital marketing tool used in Achieving Business Expansion in Covid-19 Era. In achieving this aim, the following specific objectives were laid out to examine how effective is digital marketing during Covid-19 pandemic and investigate if digital marketing is an effective tool in achieving business expansion during covid-19 era in Scib Insurance Brokers. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 133 (one hundred and thirty three) respondents were selected for this study to represent the entire population of the …
Can the material for “A Study Into the Challenges and Prospects of Marketing Nigerian Made Computer Softwares” be used as a guide for Computer Science Education Project?
Yes it can be used — The study examines the challenges and prospects of marketing Nigerian made computer softwares. Posed with the problem of inferiority complex usually associated with Nigerian made goods, various foreign products have edge over indigenous products. Objectives for the study were to critically examine attitude of people towards Nigerian made computer softwares and various ways in which the marketability of Nigerian made softwares can be enhanced. Concerning methodology, fifty (50) computer science students and lecturers were used for the study. Findings from the study revealed that most students face challenges when convincing organizations to use their indigenously developed softwares. The government should create the enabling environment to enable Nigerian computer scientist to strive in the heat of competition from foreign softwares. Quality …
Can the material for “Design and Implementation of a Computerized Bank Verification Number (BVN) System” be used as a guide for Computer Science (CS) Project?
Yes it can be used — Bank Verification Number (BVN) is the 11digit number you get from the bank after your picture, fingerprints, and signature have been captured electronically and successfully added to the database. The aim of the study is to design and implement a Computerized Bank Verification Number (BVN) System for Nigerians in the Diaspora and at home to use. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will examine the benefits of adopting an online BVN system and identify the necessary structures needed to run a successful online BVN system. The motivation that led to the implementation of the proposed system is that in the existing system, fraud and money laundering have …
Is the topic “Effects of Infrastructure on the Development of Education” recommended for Education Project?
Yes it is highly recommended — The main purpose of this study was to examine the effects of infrastructures on the development of education in Egbedore Local Government in Osun State. A hundred respondents were chosen at random. The instruments used for this study were the questionnaire and personal interview. Data collected were analyzed through the use of percentages and frequency distribution tables. This work showed that there was a tripartite approach to infrastructural administration in Nigeria and it affected educational development in Egbedore Local Government. The three tiers of government (federal, state and local) are involved in the provision of infrastructures at local government level. Local government plays major role in administration of these services because apart form providing their own infrastructures, they also act as agents …
Can the material for “Design and Implementation of E-Commerce Management System” be used as a guide for Computer Science (CS) Project?
Yes it can be used — The scope of this project is to proof that sales promotion for any product can be done on the internet taking Heineken beer of the Nigerian Brewery new life Ife road, Alakia Adegbayi Ibadan as a case study. Chapter one: Talks about the uses of internet, the problems of low coverage and the money required to carry our sales promotion of Heineken beer which the existing system eradicating those problems which is the reasons of writing this project and the methods that is used carrying out. Chapter two: Is all about what some great men has written about this project topic that is online sales promotion. Chapter three: I wrote brief background about my case study which is Heineken beer of Nigeria brewery plc Ibadan Oyo …
Can the material for “Design and Implementation of Software as a Service (SaaS) Based E-Learning Platform” be used as a guide for Computer Science (CS) Project?
Yes it can be used — Electronic Learning is a web-based environment that allows students to participate in live teaching and learning events without the need to travel. The aim of the study is to develop Software as a Service (SaaS) Based E-Learning Platform. In achieving this aim, the following specific objectives were laid out as follows to design an application that will, provide alternative way of attaining education, facilitate the development of information technology, enhance examination and certification of students thereby improving the standard of education, reveal the use and technology of wireless network to the user, proffer solution to students whom because of nearness to institute and are unable to acquire knowledge that they need, and provide students easier way to acquire any of …
Can the material for “Genetic Evaluation of Performance and Blood Biochemistry” be used as a guide for Linguistics and Communication Project?
Yes it can be used — A study was conducted in a Northern Guinea Savannah region to evaluate the growth, reproductive and blood biochemistry parameters of parents and their offspring in Japanese quail. A total of two hundred and twenty Day-old chicks (DOC) were used in the base generation and six hundred and thirty DOC were used in the first generation. A digital scale of sensitivity (0.01 g) was used to take the weights. The body measurements taken were the 4-week body weight (BW4), 8-week body weight (BW8), overall average growth rate (Agr) and relative growth rate (Rgr). The reproductive parameters studied were the age at sexual maturity (ASM), weight at sexual maturity (WtAsm), egg weight at sexual maturity (EgAsm), average egg weight (Aveg), egg laid …
Is the topic “Design and Implementation of a Result Processing and Student Registration System” recommended for Computer Science (CS) Project?
Yes it is highly recommended — Result Processing and Student Registration System is the procedure by which each lecturer calculates each student's grade in a course to ascertain each student's performance in the course. The aim of the study is to design and implement a computerized result processing and student registration system. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will provide a reliable solution to result processing that is corruption free, and generate result that is accurate, timely and error free. The motivation that led to the implementation of the proposed system is as a result of the delays in the release of results, errors inherent in handling and assessment of answer scripts and …