THE CONSTRAINTS AND IMPACTS OF CREDIT CO-OPERATIVE IN ORGANIZATIONS
ABSTRACT
The study systematically revealed the process of the constraints and impact of credit cooperative in organization. A case study of Federal Polytechnic Thrift and Loan Society Ltd Nekede Owerri. It highlights the process of credit administration in cooperative which include loan administration and assessment loan contract supervision of credit recovery. Questionnaires were administered to the society under study. The society also was randomly selected. Out of the 20 questionnaires administered to the selected cooperative on the returned questionnaire. The study should that cooperative can raise and fund for their activity both by internal and external source.
The external source includes share capital includes the cooperative apex agricultural credit guarantee scheme fund among others.The problem militating against the cooperative credit administrations were discussed such as defiant economic situation prevailing in the country high inflation rate and personnel unsound lending practice. Etc consequently workable recommendation were made of which if adopted will go a long way to ameliorations of the impediment encountered by cooperative in credit administration. Hence consolidating the benefit of effective credit administration among cooperative society in the area.
CHAPTER ONE
1.1 Introduction
… This chapter will address the background information that motivated this study, the challenges that prompted it, its aim, and its objectives as a preface to subsequent sections of the study. Additional factors include the study's significance, scope, limitations, research questions and hypotheses, and the definition of technical terms.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
Procedure for Downloading the PDF (Docx) Material
The Constraints and Impacts of Credit Co-Operative in Organizations can be downloaded by requesting the full set of materials at the project or seminar cost. The document will be sent via Microsoft Word (MS-Word) format via WhatsApp (e-mail) following payment confirmation.
| Seminar Material Cost ₦3,000 | Project Material Cost ₦5,000 |
Request Complete Material
 | Click here to request the Complete Material via WhatsApp including;
|
Disclaimer for Complete Material Utilization
The displayed research work titled "The Constraints and Impacts of Credit Co-Operative in Organizations" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
Frequently Asked Questions (FAQ)
Can the material for “The Impact of Motivation on Staff Performance in the Public Sector” be used as a guide for Business Administration and Management (BAM) Project?
Yes it can be used — The study was carried out to examine the Impact of Motivation on Staff Performance in the Public Sector. In achieving this aim, the following specific objectives were laid out to help employees rediscover their true passion in their work which results in doing the best job they possibly can, raise their level of employees engagement and performance and achieve more fulfilled by their rank. Investigation revealed that low and poor performance of public servants has been attributed to lack of motivation of job security. Also, motivational issue is not the fault of the employee. By providing feedback and ensuring the feedback is consistent. Employee satisfaction and loyalty are fundamental issues that must be handled carefully by managers of hotels or …
Can the material for “Improving Knowledge Attitude and Perception of Tramadol Use Among Secondary School Students” be used as a guide for Education Project?
Yes it can be used — The initiation to drug, alcohol and substance abuse early in life has exposed adolescents to voluntary drug consumption, smoking, drinking and substance abuse which have become a threat to our Nation. This study focused on improving the knowledge, attitude and perception of tramadol use among secondary school student in Akure. It discussed some drugs that are commonly abused by the adolescents under the slangs or common name, route of administration and possible effects in terms of physical, psychological, social and emotional. The health implications of adolescents’ drug behavior were also explored. The study concluded that there should be more serious concern, and worried that more students in our secondary schools are fast joining the drug train, drinking and smoking away their …
Can the material for “Analysis of President Barack Obama's Inauguration Speech's Critical Discourse (January 20, 2009)” be used as a guide for English Language Project?
Yes it can be used — This research work examined the persuasive strategies of President Obama’s public speaking as enshrined in his inaugural address. The analysis is grounded on Norman Fairclough’s assumptions in Critical Discourse Analysis, claiming that ideologies reside in texts that it is not possible to remove or ignore ideologies from texts and that texts are open to diverse interpretations. The selected corpus’ ideological and persuasive components were assessed. The analytical part of this research work analyzes the possible interrelatedness of textual properties and power relations, which is also underpinned in Fairclough’s conceptual work, thus revealing Obama’s persuasive strategies showing the relationship between language, ideology and reality. This work investigated the ability to empower the people with a new political power by bringing into …
Can the material for “EFCC and Fight Against Money Laundering in Nigeria Between 2013 and 2016” be used as a guide for Political Science Project?
Yes it can be used — The research topic on EFCC and fight against money laundering in Nigeria between 2013 and 2014 aimed at determine the effect EFCC participation on the alleviation of money laundering in Nigeria. The study looked at the concept of money laundering and some theories to back it up, the primary data was used for the purpose of the research work; and chi-square was used for the purpose of the analysis; the p-value of 0.00 which is less than 0.05 level of significance we concluded that there is significant effect of EFCC participation in the alleviation of money laundering on the economic development of Nigeria. Major recommendations were made on the level of crises in Nigeria since it was discovered that most …
Can the material for “Effectiveness of Cash Management on Growth and Survival of Manufacturing Company” be used as a guide for Accountancy / Accounting Project?
Yes it can be used — The study was designed to determine the effectiveness of cash management on growth and survival of a manufacturing company using Nigeria Bottling Company Plc as a case study. A descriptive survey sample design was adopted. Data was collected for funding a self developed questionnaire which was validated and tested for reliability. A total of seventeen people took part in the survey. The random sampling technique was used to select the subjects – to answer the research questions and hypothesis raised in the investigation, percentage and chi-square were used. The result showed that effective cash management is necessary to ensure the smooth running and survival of the company. The data collected indicated that all variable investigated do not significantly influence effective cash management on …
Can the material for “Design and Implementation of a Computerized Transcript Management System” be used as a guide for Computer Science (CS) Project?
Yes it can be used — Students’ transcript is the summary of each of the two-year performance either in (OND) ordinary National Diploma or (HND) higher national diploma. The aim of this study is to design and implement a Computerized Transcript Management System. In achieving this aim, the following specific objectives were laid out as follows to design and develop an application software that will record and reports of students will be easily retrieved with increased data security, and reduce in the amount of resources, which in turn will lower the cost of processing of student’s transcripts, since information will be stored in a database with reduced data Redundancy. The motivation that led to the implementation of the proposed system is as a result of the …
Can this topic “Design and Implementation of an Online Driving School Management System” be used for Computer Science (CS) Project?
Yes it can be utilized for research — An Online Driving School Management System is developed mainly for driving school to manage the operation more efficient, easily to find data, record keeping more efficient and retrieve data faster. The study was carried out to design and implement an Online Driving School Management System. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will set up and configure a web-based system that is more practical related to driving and display related information and store driving school students’ information. The motivation that led to the implementation of the proposed system is as a result of the difficulty associated in communicating with Numbers of Students at One Time, managing Daily Data …
Can the material for “Attitude towards Teaching and Learning of Social Studies in Junior Secondary School” be used as a guide for Social Studies Project?
Yes it can be used — Teachers’ attitudes toward social studies have implications for the successful teaching of essential skills and values, which are central to the social studies education. The study examined the Attitude towards Teaching and Learning of Social Studies in Junior Secondary School using Kontaragora Local Government Areas of Niger State as a case study. In achieving this aim, the following specific objectives were laid out to determine the effects of teacher’s attitude on the teaching and learning of social studies and the extent to which teacher’s attitude affects teaching and learning of social studies. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 133 (one hundred …
Can this topic “An Assessment of Vulnerability and Socio Economic Effects of Insecurity in Musawa and Matazu L.G.A. of Kastina State” be used for Criminology and Security Studies Project?
Yes it can be utilized for research — The study assesses the Vulnerability and Socio Economic Effects of Insecurity in Musawa and Matazu L.G.A. of Kastina State. In achieving this aim, the following specific objectives were laid out to appraise the nature of insecurity in Musawa and Matazu L.G.A. of Kastina State, determine the causes of Socio Economic insecurity in Musawa and Matazu L.G.A. of Kastina State, determine the effect of Socio Economic insecurity on national development in Nigeria, and determine measures to mitigate and eliminate Socio Economic insecurity in Musawa and Matazu L.G.A. of Kastina State. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. Primary data were collected from the primary source which …
Is the topic “Evaluation Into the Nature Problems and Prospects of the New Products Developed in the Banking Industry” recommended for Banking and Finance (BF) Project?
Yes it is highly recommended — This research studied the evaluation into the Nature, problem and prospect of the New product developed in the banking industry from 1990-2003. In this research work, the researcher choosed four of the products and measures the extent to which they have been able to satisfy the customers. The product selected are, SMART CARD, INTERNATIONAL MONEY TRANSFER, EDUCATIONAL SCHEME AND INTEGRATED NET WORK TRANSACTION. Data for this research were collected though questionnaire and interviews by bank customers and the review of existing literature on the topic using simple random procedure and the descriptive method of research. The data so collected were analysed using the simple percentage and the formulated hypothesis were tested with chi-square (X2) method. Some of the findings are, the nature of …