EFFECT OF BANK FAILURE ON NIGERIA ECONOMIC DEVELOPMENT
ABSTRACT
Effect of bank failure and economic development in Nigerian
Banks occupy the most strategic point in the financial system of the economy for a total of bank to fait between 1992 to 2002 a space of four years, means that something definitely is wrong.
This study is not antagonistic of any other rather it is complementary. Others works have to been used here and duty acknowledge but everything is with an intent to find a lasting solution to the issue of bank failure.
The study will be base upon data collected through information sifted from books journals annuals, periodicals. All the relevant data obtain during the collection is going to be analyze generally ad used to deduce the findings.
In the process of this project, certain questing have to be asked. Solution proffered and prospects for the failure explain but none of them seems to have solved the problem. The research questions are thus is it the inadequate attention accorded to un-organized private sector in favour of the organized sector (especially the merchant banks). Is it the erosion of their capital base due to inflationary trends in the economy not enough? Is it due to lack of technical expertise in most banks? And is it due to poor internal control systems and the rate at which banld 90 in liquidation?
In respect of all this question, the researcher discover that Nigeria economy is still under developed one and will take the astuteness of every single Nigeria to get it out of the doldrums. In the researcher view, it is only when the economy become stablemen when failure might not be enbirdy absent but reduced to rate.
The researcher as taken a measure, that every me has to play a role and not only the authorities.
CHAPTER ONE
1.0 Introduction
1.1 The Background Of The Study
Over the last couple of decades the Nigeria almost crude form it has characterized with in pre-colonial and colonial dry. It has become sophisticated that economic experts today can proudly thump their chests. With due regard to ownership structure of the institution, the regulatory framework, the instrument employed and number of established institutions, Nigeria can be said to posses the most sophisticated financial system in Africa.
Within the Nigeria financial system itself, the banking institution have been most remarkable in growth this is just as well in any case considering the critical position which they occupy in a complex financial position which supplies the money and cridit needs of the economy.
The world bank nor banker is neither used nor declined in the central of Nigeria (CBN) Decree No 24 of 1991 nor bank and other financial institution Decree (BOFIO) No 25 of 1991 but section 2 of bill of exchange act 1881 provides that bankers include a body of persons whether incorporated or not who carry out the business of banking section 2 (1) of the Evidence act defines banks bankers to means “any person or persons, partnership or company carrying on the business of bankers.
In view of these highlights, it becomes easily comprehensible why the failure of a bank has fare reading consequences the ability of bank to operate successfully rest upon how well they are able obtain the contidence of the public if that confidence is missing the gap will be too great for the banks to fill the effects of bank failure on economic development of Nigeria can be expressed in a nut-shell to be the following.
- Lack of effective and efficient financial intimidation
- Loss of public confidence in the system further depression of the economy additional burden on the regulatory authorities escalation of social vices.
For the sake of citizenry and in the interest of economic development there is as expedient need to devise a host of remedying situation.
The fact that a bank fail today is not to say that incidence is systemic there must be a number of way out of any sad predicament. The only crack is how will these remedies are frothily employed such remedies would include:-
- The cultivation of a stable political environment.
- The strengthening of regulatory agencies
- The taking over by regulatory bodies of all terminally distressed banks.
- Privatization and commercialization of all government owned bank
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
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TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
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The displayed research work titled "Effect of Bank Failure on Nigeria Economic Development" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "Effect of Bank Failure on Nigeria Economic Development" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
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