DISTRESS IN THE FINANCIAL INDUSTRY: CASES, APPLICATION AND POSSIBLE SOLUTION
CHAPTER ONE
1.1 Introduction
The research work is about the financial distress in the banking industries, causes, implications, and possible solutions. Bank distress occurs when a bank or some bank in the system experience liquidity or insolvency resulting in a situation were depositors fear the loss of their deposits and a consequent breakdown of contractual obligation. While a bank is said to be liquid when it cannot met up with its liability as when they are matured for payment. It is said be insolvent when the value of its realizable asset is less than the total value of its liabilities (“ a case of negative network “). The cold lead to an overall ruin as the depositor’s loss their confidence in the system and avoid capital loss.
In a different human perspective, bank distress means a different thing. To some people, bank distress exists only when the bank in question ceases to operate even if it has not been officially liquidated. In a wilder contend, a bank is said to officially distress if it has failed in archiving and of the objective for which it was established. The objective of this project among others is to access financial distress in the banking industry, with a view to identify their forms, cause and implication and the possible solution to them.
1.2 Background Of The Study
There is distress in the entire environment in the industry, law enforcement, education, communication, transport and other services, perhaps the most dangerous and most pronounce today is the distress in the banking industry, a people and confidence based industry which is expected to be a catalyst not a detonator of economic advancement. It is of a great importance to raise the standard of banking industry in Nigeria to realize that financial distress in the banking industry drive instability in the country. The critical importance of the bank in the economic growth and development explained why each economy takes serious view of their financial distresses. Any worthwhile economy seeks measures to prevent such distress failure in their economy.
In any economy, banking is a critical bridge between deficit and surplus, between dreams and commerce, between theories and industrialization. Recorded evidence show greater number of distressed banks in Nigeria. How long shall we suffer from the woeful distress? Is there any possible solution to the problem?
1.3 Statement Of Problems
There is problem of financial distress in most banking industry leading to non-availability of cask to meet the day-to-day withdrawal by customers. According to Osuala, (1987), “ The Statement Of A Research Problem”serve to elaborate upon the information in the title of the study” this study is concern with the investigation into the financial distress of the banking industry in Nigeria. Factor often mention for woeful collapse of the banking industry ranges from the external and internal environmental factors in which the bank operates its business. Some of these factors are as follows;
- Political instability that cause low investment where production is slowed down.
- Lack of monitoring expertise.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
Procedure for Downloading the PDF (Docx) Material
Distress in the Financial Industry: Cases, Application and Possible Solution can be downloaded by requesting the full set of materials at the project or seminar cost. The document will be sent via Microsoft Word (MS-Word) format via WhatsApp (e-mail) following payment confirmation.
| Seminar Material Cost ₦3,000 | Project Material Cost ₦5,000 |
Request Complete Material
 | Click here to request the Complete Material via WhatsApp including;
|
TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "Distress in the Financial Industry: Cases, Application and Possible Solution" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.1 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- 2.2 Conceptual Review
- 2.3 Theoretical Framework
- ⋮
- 2.4 Empirical Studies
- 2.5 Research Gaps
- 2.6 Summary of Literature Review
CHAPTER THREE
RESEARCH METHODOLOGY
- 3.1 Introduction
- 3.2 Research Design
- 3.3 Population of Study
- 3.4 Sampling and Sampling Technique
- 3.5 Validation of Research Instrument
- 3.6 Method of Data Collection
- 3.7 Method of Data Analysis
- 3.8 Questionnaire Administration
- 3.9 Ethical Consideration
- 3.10 Statistical Analysis
CHAPTER FOUR
DATA ANALYSIS, RESULT AND DISCUSSION
- 4.1 Introduction
- 4.2 Presentation and Analysis of Data
- 4.3 Re-statement of Research Questions
- 4.4 Test of Hypotheses
- 4.5 Discussion of Findings
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary of Findings
- 5.3 Conclusion
- 5.4 Recommendation
- 5.5 Suggestion for Further Study
REFERENCES
APPENDIX A - “QUESTIONNAIRE”
Disclaimer for Complete Material Utilization
The displayed research work titled "Distress in the Financial Industry: Cases, Application and Possible Solution" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
Frequently Asked Questions (FAQ)
Can this topic “Causes and Remedies of Stealing Among Secondary Schools Students in Gwagwalada Area Council” be used for Guidance and Counselling Project?
Yes it can be utilized for research — Although stealing among adolescents appears to be fairly common, an assessment of adolescent stealing and its relationship to other behaviors and health problems is incompletely understood. A large sample of High School Students (n = 3,999) was examined by self-report survey with 153 questions concerning demographic characteristics, stealing behaviors, other health behaviors including substance use, and functioning variables, such as grades and violent behavior. The overall prevalence of stealing was 15.2 percent (95% confidence interval (CI), 14.8—17.0). Twenty-nine (0.72%) students endorsed symptoms consistent with a diagnosis of DSM-IV-TR kleptomania. Poor grades, alcohol and drug use, regular smoking, sadness and hopelessness, and other antisocial behaviors were all significantly (p < .05) associated with any stealing behavior. Stealing appears to be fairly …
Can the material for “An Appraisal of Central Bank of Nigeria in Economic Development Eastern Zone of Nigeria” be used as a guide for Business Administration and Management (BAM) Project?
Yes it can be used — This project work is centered on An Appraisal on Central Bank of Nigeria in Economic Development Eastern Zone of Nigeria. It tells how the impact Economic development in the country was restricted by shortage of productivity factors and to find the best way of breaking the various circle of capital formation. In the historical background of the study it also elaborate how the Central Bank of Nigeria appointed their board of Directors in the year 1958. The board was made up of governor and deputy governor. The problems that affect this bank were identify and objective of the study is to ascertain the present economy. This research work used personal interview questionnaires and desk research were used in getting the …
Can the material for “Problems Encountered by Female Secretaries in Business Organisation” be used as a guide for Business Administration and Management (BAM) Project?
Yes it can be used — This research work is aimed at defining the problems of female secretaries in business organizations A case of NEPA. The problems of female secretaries envisaged in this include discrimination in employment, husband’s attitude, the secretary-boss relationship, social problems psychological problems and limited chances of advancement. The researcher collected data for this study from questionnaires, it was discovered that female secretaries are not discriminate against in employment; official responsibilities expressly affect the private life of female secretaries. Having made the above findings the researchers made the following recommendations. Business organizations should have a policy, statement opposing age, sex discrimination in employment. The female secretaries should try to keep their business and private life. …
Can the material for “Knowledge and Use of Misoprostol in the Prevention and Treatment of Postpartum Haemorrhage among Health Care Workers” be used as a guide for Midwifery Project?
Yes it can be used — Postpartum haemorrhage is one of the leading causes of maternal morbidity and mortality worldwide. The study was carried out toaim of the study is to examine the Knowledge and Use of Misoprostol in the Prevention and Treatment of Postpartum Haemorrhage among Health Care Workers in Obudu Local Government Area. In achieving this aim, the specific objectives were laid out to study the risk factors associated with postpartum haemorrhage among women and investigate the causes of post partum haemorrhage among women of reproductive age. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 250 (two hundred and fifty) respondents were selected for this study to …
Can the material for “Online Clearance System for Graduating Students” be used as a guide for Computer Science (CS) Project?
Yes it can be used — Online clearance system is an application software that allows the users to check their clearance status as whether they are in any way indebted to the school, fill and submit their clearance form, and obtain their clearance letter from registered emails. The aim of the study is to design and implement an Online Clearance System for Graduating Students. In achieving this aim, the following specific objectives were set up as follows to design and develop an application system that will effectively and efficiently process students’ clearance using an android phone, Alleviate the problems and stress of traveling and queuing up of students during clearance and provide a reliable and transparent system devoid of personal inclinations and interest. The methodology adopted …
Can the material for “Challenges of Human Capital Development in Nigeria’s Federal Civil Service” be used as a guide for Public Administration (PA) Project?
Yes it can be used — The study examined the challenges of Human Capital Development in Nigeria Federal Civil service under Goodluck Jonathan Administration (2010-2015), the study reviewed the contributions of Scholars and literature in fields of human capacity building; with particular attention to the training and capacity building in Nigeria Civil Service of the Federation, human capital theory was adopted for the study. Questionnaire were distributed, collated and analyzed with percentage and likert scale was used to analyse data generated from the study. four hypotheses were formulated and tested using chi square test, the result showed that the most outstanding challenges confronting Human Capital development in Nigeria Federal Civil service is inadequate budgetary allocation/training cost and lack of data on training needs/ uncoordinated training programmes, …
Can the material for “Assessment of Opportunities and Challenges in Hospitality E-Marketing” be used as a guide for Tourism and Hospitality Management Project?
Yes it can be used — E-marketing is any marketing done online via websites or other online tools and resources. The study was carried out to assess the Opportunities and Challenges in Hospitality E-Marketing. In achieving this aim, the specifics objectives were set out to identify the benefits of e-business to the hospitality industry in Nigeria and find out whether there is possible ways of correcting the electronic threats. E-Marketing can include paid services while other methods are virtually free. Hospitality marketing is unique because it deals with the tangible product, like a bed in the hotel or food in the restaurant, but it also deals with the intangible aspects of the hospitality and tourism industry. The contribution of the hospitality industry to the overall growth …
Can this topic “Problems of Financing Small – Scale Enterprises in Nigeria” be used for Banking and Finance (BF) Project?
Yes it can be utilized for research — This study is under taken to explore some of the problems often encountered by small scale industrialists in Nigeria with special reference to small scale enterprises in Nigeria. The study annually looked into the various firms of finance used by the small-scale business. This research work is so by the federal government to improve small scale enterprises in the country. This subject is discussed in five chapters. The first chapter among other things introduced the background of the study, statement of problems, the purpose, significant, limitations and the definition of terms. Chapter two is a review of various literatures related to the topic Chapter three discussed how research was carried out which present the researcher’s methodology. Chapter four discusses the findings. While chapter comprises the …
Is the topic “Design and Implementation of Web Based Social Networking Website” recommended for Computer Science (CS) Project?
Yes it is highly recommended — This project was centered on social network website. It was observed that connecting socially helps improvement of department activities. The existing problems of the school forum site were identified after series of interviews and examination of documents after which analysis was made and a computerized procedure recommended. This project will also suggest how to successfully implement the computerized procedure and to overcome the obstacle that would hinder the successful implementation of the system. The new system was designed using php and mysql. This language was chosen because of its easy syntax and features for developing online based applications. …
Can the material for “Design and Implementation of an Online Management System for Libraries” be used as a guide for Computer Science (CS) Project?
Yes it can be used — A library management system software package is designed especially to handle book-keeping tasks and students entry and exits period. The aim of this study is to design software that will Design and implement an Online Library Management System. In achieving this aim, the following specific objectives were laid out to Control the inflow and outflow of stock/materials in the library, store books using IDs assigned to each book, assist in the management and record library stocks and give account of borrowed and un borrowed books. The motivation that led to the implementation of the proposed system is as a result of poor determination books due and overdue, lack of comprehensive database for book stocked in the library and verifiable borrowed …