CREDIT ANALYSIS ON SMALL AND MEDIUM ENTERPRISES IN LAGOS METROPOLIS

Frequently Asked Questions (FAQ)

Can the material for “Emotional Health as a Good Source of Wellbeing Among Students” be used as a guide for Education Project?

Yes it can be used — Emotional Well-Being (EWB) is an umbrella label for several related psychometrically defined concepts, including psychological well-being, positive mental health, health-related quality of life, thriving, and subjective well-being. The study was carried out to examine the Emotional Health as a Good Source of Wellbeing among students. In achieving this aim, the following specific objectives were laid out to analyze the prevalence of stress and mental health on students’ wellbeing and determine the effects of stress and mental health on students’ wellbeing in the area under study. Investigation revealed that the health substance utilization contribute to reductions in Emotional Wellbeing (EWB), and the communities that care system was designed to prevent or curtail these problem behaviors among young people. The research design …

Can this topic “A Study Into the Challenges of Personal Income Taxation in Ghana” be used for Business Administration and Management (BAM) Project?

Yes it can be utilized for research — Revenue from tax which is a big source of revenue to the Government has been a major concern to many developing countries such as Ghana in recent times. This due to the fact that taxation faces a lot of challenges in developing countries, and once these challenges are not properly dealt with, it becomes a big disadvantage to the government and citizens of that country, as enough revenue will not be generated to the government. Various challenges such as complex tax structure, tax evasion, and inadequate logistics are making taxation difficult in Ghana. All these challenges reduce the amount of revenue generated by the Government. The inability of the government to tackle these challenges will encourage economic instability, poor infrastructural …

Can the material for “Effect of Steeping Period on Yield and Acceptability of Starch Extracted From Sorghum (Sorghum Bicolor, White Variety and Red Variety)” be used as a guide for Microbiology Project?

Yes it can be used — Starch was extracted from two varieties of sorghum bicolor grains (white and red varieties) steeped for 6, 8 and 12 hours by wet milling method, the starch samples were analysed for yield, functional properties and overall acceptability. The yield of the white variety ranged from 0.45 − 0.70kg and the red variety was 0.40 − 0.50kg. The result of their functional properties were as follows; Bulk density, white (0.700 − 0.733g/ml), red (0.723 − 0.753g/ml) Gelation temperature; white (70 − 72oc) red (73 − 74oc). Least gelation concentration; white (0.60 − 0.90g/10ml), red (0.70 − 1.00g/10ml). Metabolisable energy value, white (3.12 − 3.82kcal/g), red (3.73 − 3.82 kcal.g). Glycosidic cyanide content, white (4.5 − 8.5%), red (8.5 − 10.5%). The starchy …

Can the material for “The Linguistic - Stylistic Analysis of Nigerian Security Agencies Use of Language” be used as a guide for English Language Project?

Yes it can be used — Most of theories on the origins of language have all shown that language arose of man’s desire to adapt to his environment. For instance, the cooperation and contact theories show that language (speech) came into being out of the human instinct for survival and contact. One of the basic conditions that must be fulfilled before an individual can claim membership of any society is the ability to communicate effectively in the language of that society (community-social group). The norms and traditions of a society are transmitted through specific linguistic codes (language). This view is in consonance with Hallowell’s (1953) claim that: “A necessary condition for socialization in man is the learning and use of language and by the way, …

Can this topic “The Impact of Oil Price Changes on Government Expenditure in Nigeria” be used for Economics Project?

Yes it can be utilized for research — Change in oil prices has been occurring since the end of the Second World War. Nowadays, the rate of changes (up and down) in oil price is more pronounced. This has made serious impact on Nigeria as a country practicing a mono cultural economy. This work thus examines the impact of oil price changes on government expenditure in Nigeria (1979− 2008), a period of 30 years. Using the Classical Linear Regression Model (CLRM) through an OLS estimator, the impact of oil price changes on government expenditure and investment in Nigeria was examined. In the two models, all variables were in log form. The result shows that changes in oil price has no significant impact on the two macroeconomic indicators (government expenditure …

Can the material for “The Impact of 1976 Local Government Reform on Rural Development” be used as a guide for Public Administration (PA) Project?

Yes it can be used — This research work was purposed at recognizing the impact of 1976 local government reforms on rural development in Nigeria Aba North local government area of Abia state was used as a case study because of its nearness and proximity to the researcher. Local government as a lowest unit of administration has many responsibility, roles and functions, Aba North local government council and her policies have efficiently contributed to bring about rural development. Data used in this research were collected through questionnaires, direct interview and filed observation of various projects executed by the council area of a space time. More data was collected through the consultation of related literature on the local government itself. Therefore the research study revealed that local …

Is the topic “Design and Implementation of a Web Based Vehicle Repair and Maintenance Information System” recommended for Computer Science (CS) Project?

Yes it is highly recommended — Vehicle Repair and Maintenance Information System is a guide with an interactive tool which provides drivers with comprehensive and convenient information which are meant not only to help them whenever they meet with an unforeseen incident on the road or at any point in time. The aim of the study is to design and implement a Web based Vehicle Repair and Maintenance Information System. In achieving this aim, the following specific objectives were laid out as follows to develop an application software that will develop appropriate representation architecture to the proposed car failure and malfunction diagnosis assistance system and also help vehicle repairers diagnose serious faults and repair vehicles at a faster rate through the pre-diagnosis and advice a web-based …

Can the material for “The Impact of Strategic Management on Organizational Efficiency” be used as a guide for Business Administration and Management (BAM) Project?

Yes it can be used — This study is an empirical assessment of the impact of Strategic Management (particularly differentiation strategy) on Organizational Efficiency ,as supported by Glueck (1972) who affirmed that the application of strategic management will ultimately lead to the efficient allocation of scarce resources in an organization. A total of 124 were administered to employees of First Inland Bank, Intercontinental Bank, Furniture Mart and Viju Industries Ltd. The data were analyzed using Pearsons Product Moment Correlation Coefficient, Chi-Square and Student Tail-Test. The research instrument was self-structured, closed ended and found to be reliable as the result of the split half reliability test gave a positive correlation of 0.51. three hypotheses and six research questions were analyzed. The result from the tested hypotheses proved that …

Can the material for “Crime, Aggressive Behaviour and Truancy as Determinant of Academic Performance in Secondary School” be used as a guide for Education Project?

Yes it can be used — The standard of education in Nigeria is frequently brought to focus by stake holders in the education industry. This is obviously due to the emphasis placed on education by every nation as a means of economic, social and political development. The purpose of this study was to find out how crime, aggressive behaviour and truancy as determine the academic performance of secondary school students in Ijebu North Local Government area of Ogun state. Therefore, related literature which dealt with variables of the study, were also reviewed as part of this study. The study employed a descriptive survey. The instruments used for this study were all adopted scales, the instruments were used in this research to measure crime scale, aggressive behaviour scale …

Can the material for “Audit Conflict: Its Impact on Auditors Ability to Resist Management Pressure” be used as a guide for Accounting Technology Project?

Yes it can be used — The project deals with audit conflict its impact on auditor’s ability to resist management pressure. This study examines the effect of ethical reasoning and formal sanction on the behaviour of auditors with destiful attributes. The researcher used two source of data collection, primary and secondary data. Method of investigating, the researcher made use of various research instruments in gathering information for the research. One of the method and instrument used for data collection is the questionnaire, oral interview with directly observing the workers to ascertain their performance. First, we find a significant positive association between Machiavellianism and unethical auditor’s behaviour. In addition, we find that auditor’s unethical behaviour is significantly reduced by higher ethical reasoning abilities and increase threat of …