ASSESSMENT OF LOAN DEFAULT AND ITS IMPACT ON THE PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA

Frequently Asked Questions (FAQ)

Can the material for “Design and Implementation of an E-Taxation System” be used as a guide for Computer Science (CS) Project?

Yes it can be used — Tariff is a compulsory levy imposed on the income/profits of an individual, partnership and corporate organizations for the financing of government expenditure without recourse to a corresponding benefit from Tariff payer. The aim of the study is to design and implement an e-taxation system. In achieving this aim, the following specific objectives were laid out to develop a workable e-taxation system, showcase the concept of e-taxation, and present the need for an e-taxation system. The motivation that led to embarking on the research work is the difficulty in the management of tax payments as there had been no system to effectively monitor the payments of taxes so as to determine who is defaulting tax payments and who is not. Also, …

Can this topic “Prevalence and Factors Associated with Health Seeking Behavior for Non Communicable Diseases” be used for Public Health Project?

Yes it can be utilized for research — The study was carried out to examine the Prevalence and Factors Associated with Health Seeking Behavior for Non Communicable Diseases in FCT Abuja. In achieving this aim, the following specific objectives were laid out to examine the health-seeking behavior for Non Communicable Diseases among individuals and identify the factors that influence health seeking behaviour among individuals with Non Communicable Diseases in the area under study. Investigation revealed that the country has been experiencing an epidemiological shift in disease burden from communicable to Chronic Non-communicable diseases, which contribute to over 50% hospital admission and over 55% hospital deaths with fifty-one percent of the NCDs mortalities reported to be from people aged 70 years and below. The research design used in this …

Can this topic “Parental Literacy, Gender and Cultural Beliefs as Correlate of Secondary School Girls’ Attitudes and Performance in Chemistry” be used for Education Project?

Yes it can be utilized for research — This study investigated the parental literacy, gender and cultural beliefs as correlates of secondary school girls’ attitudes and performance in chemistry. The study employed a descriptive survey research design. An instrument titled: Parental literacy, gender and cultural beliefs as correlates of secondary school girls’ attitudes and performance in chemistry (PLGCBCSSGAPC) was used to collect relevant data for the study. The five secondary schools involved were selected based on simple random sampling technique and the statistical tools employed to analyse the data collected were percentages while the inferential statistics of t-test was used to test the stated hypotheses at 0.05 level of significance. 200 sample sizes were used for the study. 6 research questions and 6 research hypotheses were designed and …

Can the material for “Developing Cooperative Insurance in Nigeria; Problems and Prospects” be used as a guide for Insurance Project?

Yes it can be used — This study looks into the problems and future prospects of Insurance Co-operative in Nigeria. A survey was conducted in this country to obtain field information on the view of participants in developing co-operative insurance in Nigeria.In making research, it was discovered that Insurance Co-operative has been faced with some major problems like lack of qualified professionals in insurance co-operative. This suggests that with improved training of personnel and other services, insurance cooperative in Nigeria has a bright future. …

Can this topic “Consumerism in Nigeria (The Role of NAFDAC and APOCN)” be used for Business Administration and Management (BAM) Project?

Yes it can be utilized for research — The impact of debt management of profitability of the banking sector partially zenith bank. The dept management function of bank not only extended with credit function of meet the credit of individual, organization and communities in area of its operation. But also that it tries to earn return that will increase their wealth of its stakeholder by advancing credit to it customer. This study shall take into the impact of debit management on the banking profitability. The study is an application of questionnaires to capture variable of the impact to the study. The questionnaire is further breakdown into primary source of data collection and secondary source of data collection. Method of data analysis, the data collection will analyze by sampling …

Can the material for “Residential Property Investment and Its Associated Problems” be used as a guide for Estate Management (EM) Project?

Yes it can be used — This dissertation is model that examine residential property investment in Osun State and its associated problems. The main objective of the dissertation is to examine the means of satisfying additional housing unit requirement in Osun State, particularly Osogbo. The methodology that was adopted or employed in gathering information was the questionnaire method, through which necessary information were collected. This project work was based on the residential property investment in Osun Sate which various literature were reviewed, new ideas and findings. Pertaining to study topic was added to the existing body of knowledge. The study topic of this research work was ease and carried out with the help of aments housing estate Osogbo. The information which was collected was also presented in …

Is the topic “The Impact of Local Government in Rural Development” recommended for Public Administration (PA) Project?

Yes it is highly recommended — This study was conducted to determine the Impact of Local Government in Rural Development where Ojo local Government Area was used as a case study. A well-designed questionnaire was administered on the subject matter to the citizens of the Local Government. Data that were collected analysed by simple percentage to test the hypothesis used in the study. However, suggestions and recommendations were drawn from the findings obtained in the study, in order to determined the impact of Local Government in Rural Development, most especially at Ojo Local Government. It was established that the impact of Local Government in Rural development cannot be underestimated because it enhances development at the grassroot level. …

Can the material for “Reforming the United Nations Security Council: Challenges and Prospects” be used as a guide for Political Science Project?

Yes it can be used — This study examines the prospects for and challenges against reforming the UN Security Council based on the 2005 Reform Proposal and the three main reactions that followed (the G4, the UFC and the AU Proposals). The findings are based on review and analysis of relevant secondary sources in the main. The study found that the Security Council is in need of reform since it lacks representativeness in its membership, accountability, transparency and democracy in its working methods compounded by the anachronistic nature of veto power. Almost all member states of the UN agreed on the need for reform so as to enable the Council to reflect the 21st century realties rather than the period right after the end of the …

Can this topic “Effectiveness of Standard Costing as a Control Tool for Performance Evaluation in Manufacturing Industries” be used for Accountancy / Accounting Project?

Yes it can be utilized for research — Basically the direction towards an efficient production of goods and services could be as a result of an effective control of cost of production. The study of standard costing as an aid in production cost control is very imperative especially in an economy with high rate of inflation and where prices of goods and services are constantly increasing with no hope of reduction with the effect that the real value of money in the consumers hand is lower than its face value. This being the case, the consumers only have little to spend, therefore what will be uppermost in their minds is to buy products of cheaper rate when compared with other products of the same quality. So this research …

Can this topic “Securities Perfection and Debt Recovery in the Nigerian Industry” be used for Banking and Finance (BF) Project?

Yes it can be utilized for research — This project is designed to look the effect securities perfection and debt recovery in banking industry in Nigeria, to obtain the relevant result and data were collected through the use of questionnaire and interview in gathering valuable fact for the project. The first two chapters deal with the introduction, statement of problem and literature review while chapter three deal with research methodology and procedure. Then, chapter four deals with data analysis and interpretation of data collected. The last chapter give, summary, recommendation for effective securities perfection and debt recovery in banking industry in Nigeria. …