AN APPRAISAL OF LENDING POLICIES IN COMMERCIAL BANKS IN NIGERIA

Frequently Asked Questions (FAQ)

Can the material for “Effect of Maternal Mortality Rate Among Female Between the Age of 15 - 40 Years” be used as a guide for Medical and Health Science Project?

Yes it can be used — Maternal mortality has been describe as the death of women while pregnant or within 42 days of termination of pregnancy, irrespective of the duration and site of the pregnancy. Kutungare village under Igabi Local Government Area is not an exemption to the effect of maternal mortality as research shown that most of the pregnant women suffer from issues related to maternal mortality due to the lack of awareness and high level of illiteracy or exposure to the effect of maternal mortality. Some of the most peculiar problems facing the women in Kutungare which is located out sketch of Kaduna main city are ignorance, poverty, home delivery and inadequate maternal centres which are some of the factors that contribute to maternal …

Can the material for “An Evaluative Study of Manpower Training and Development in the Public Service” be used as a guide for Industrial Relations and Personnel Management (IRPM) Project?

Yes it can be used — This research examined Manpower Training and Development in the Public Service with special reference to Administrative Staff College of Nigeria (ASCON). The research adopted survey research design. Data were gathered through primary source with the aid of a well-structured questionnaire. Simple random sampling technique was adopted in the selection of sample, this was used to eliminate biasness in the selection process of the respondents. Data garnered were presented on table using percentage and the formulated hypotheses were analysed with the used of Chi-square statistical method. The result of the analysis shows that lack of team work among staff and management of the Health Ministry it the major cause of conflict, it was also found that conflict management is necessary to improve …

Can the material for “The Effects of Integrated Group Based Mastery Learning Model on Social Studies Students’ Achievement” be used as a guide for Social Studies Project?

Yes it can be used — Integrated group based mastery learning strategy is an instructional method that uses active learning strategies to engage students directly in the learning process, enhance academic performance and promote the development of important learning skills such as critical thinking, problem solving, and ability to cooperatively work with each students. The study was carried out to investigate the Effects of Integrated Group Based Mastery Learning Model on Social Studies Students' Achievement. In achieving this aim, the following specific objectives were laid out to examine the awareness of integrated group based learning models in schools and examine the use of integrated group based learning models on the enhancement of students’ achievement in social studies. Six research questions and three corresponding hypotheses were raised …

Can the material for “Effectiveness of Pricing Policy and Profit Planning in Nigerian Organizations: A Performance Appraisal of Some Selected Manufacturing Firms” be used as a guide for Accountancy / Accounting Project?

Yes it can be used — The study was carried out to appraise Manufacturing Firms' Effectiveness of Pricing Policy and Profit Planning in Nigerian Organizations. In achieving this aim, the following specific objectives were laid out to find out the various factors that influence pricing decisions in selected firms and effectiveness of pricing policy in selected firms. Investigation revealed that firms undertaking unplanned ventures resulting in escalation and inability of firms to foresee shortage in resources or finance or personnel needed in the future operation of the firm. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 100 (one hundred) respondents were selected for this study to represent the entire …

Can the material for “Knowledge of Risk Factors for Diabetes Among Students of Imo State University” be used as a guide for Public Health Project?

Yes it can be used — The study was carried out to examine the Knowledge of Risk Factors for Diabetes among Students of Imo State University. In achieving this aim, the following specific objectives were laid out to investigate the causes of diabetes among Students and investigate the role of health practitioners in reducing the adverse effect of diabetes among Students of Imo State University. Investigation revealed that the prevalence of diabetes and its complications are major public health issues globally, regionally and locally. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. Primary data were collected from the primary source which questionnaire was used as an instrument of data collection while secondary …

Can the material for “Nasal Carriers of Streptococcus Pneumoniae Among Children Between 0 - 5 Years” be used as a guide for Biology Project?

Yes it can be used — The study was conducted to isolate and identify the nasal carriage of Streptococcus pneumonia among children between 0-5years attending Benue State University Teaching Hospital, a total number of 50 nasal swab samples were collected from children and inoculated on a blood agar media. Various bacteria species have been implicated as etiological agents of respiratory tract infection often times these bacteria colonize the nostrils, mouth and throat acting as normal flora, before adverse event makes them becomes pathogenic. Our objective was to study one of these bacteria agents namely Streptococcus pneumoniae, its colonization rate and its antibiotic susceptibility profile. All samples were processed following standard microbiological protocol and susceptibility was tested by disc diffusion method. The study shows prevalence rate for Streptococcus …

Can the material for “Budgeting and Budgetary Control and Effective Financial Management in Government Parastatals in Nigeria” be used as a guide for Accounting Technology Project?

Yes it can be used — An organization plan entails the objectives to be, and the policies to enhance their attainment. These policies are transacted into action plans called budgets. The budget is a quantitative expression of managerial plans prepared and approved prior usually a year, while budgetary control compares actual results with budgeted performance and make for corrective action. Budget is as important to a country as to a state and to business organization. As a nation plan ahead in terms of revenue and expenditure within a specific period, so also business organization or state conceptualizes anticipated revenues and disbursement within a specific time. Every establishment, be it business organization, private or public, makes it a point of necessity to prepare a budget and institute budgetary …

Can the material for “Workers Motivation and Organisational Performance in National Center of Economic Management and Administration” be used as a guide for Sociology Project?

Yes it can be used — The essence of this study is to find out why public sector does not fully benefits from the accumulated knowledge of work motivation and what can be done in this context to improve organizational efficiency and employee’s performance. The inability of government workers to improve efficiency through pay rise and other motivational policies necessitated the research questions to determine through primary and secondary data collection and analysis obtained from questionnaire, interviews and literary works. Data were analyzed using percentage distribution and mean Chi square was used to test whether motivation has a significant influence on performance, productivity and efficiency of an organization. …

Can this topic “Causes and Effects of Dropout Among Undergraduates in Nigeria” be used for Education Project?

Yes it can be utilized for research — The study was carried out to examine the Causes and Effects of Dropout among Undergraduates in Nigeria using Lagos State as a case study. Investigation revealed that students tend to drop out of school due to successive poor grades. Students with records of poor academic performance are at a higher risk of dropping out than those with good academic profile. The research design used in this report is descriptive design, utilizing questionnaire method to obtain information from the respondents for this project. A total of 220 (two hundred and twenty) respondents were selected for this study to represent the entire population of the study. Primary data were collected from the primary source which questionnaire was used as an instrument of …

Can this topic “The Effect of Family Structure on Juvenile Delinquency Among School Adolescent” be used for Sociology Project?

Yes it can be utilized for research — The Effects of Family Structure on Juvenile Delinquency by Studies show that family structure is an important factor in explaining delinquency among adolescents (Price & Kunz, 2003). There is a lack of research, however, pertaining to cohabitation. The main goals of this study are to determine if there are variations in delinquency between cohabitating and other family types, and to examine the extent to which parental social control measures account for the variation in delinquency by family structure. Juvenile delinquency is seen as one of the menace that destroys life and property in our society today. Because of the nature of crime committed by juvenile parents, guidance, sponsors and well-wishers are worried and disturbed about our future leaders. Crime associated with …