A COMPUTER BASED DATA SYSTEM FOR MORTGAGE FINANCING
ABSTRACT
This project is aimed at designing and implementing a computer based information system for mortgage financing for Harvard trust Finance Enugu.
Specifically the study covered the activities of mortgage institution in mobilizing savings and giving the larger part of it to customers who wish to own thee own houses of Harvard Trust Finance Enugu. In a bid to successfully carry out the study, the researcher studied the existing system with a view to finding out its shortcomings. This attempt enabled the researcher to design and implement a computer based information system that mortgage financing that would, if well implemented help to highly up light the mortgage operation of the Harvard Trust Finance Enugu.
CHAPTER ONE
1.0 Introduction
1.1 An Overview Of The Study.
The aim of a mortgage finance system is to provide the funds, which home buyers need to purchase their homes. This simple description has spawned a broad ambry of institutional arrangements, ranging from contractual saving schemes as conceptualized under the National Housing policy vis-à-vis the National Housing fund (NHF) scheme, to depository institutions specializing in mortgage finance as we now have in primary mortgage institution (PMI), to the issuance, sale and trading of mortgage backed securities (MBS) the ultimate aim of the housing finance system. All of these arrangements are now being orated or evolved in this country with the same purpose in mind to channel funds from savers to borrowers in the question of private sector participation in the housing delivery system was opened up by the National Housing policy. The National a Housing Policy (NHP) was launched in 1991, mainly to create a conducive environment for a sustainable housing delivery system as well as to encourage private entrepreneurial imitative in housing development. The policy opens up a partnership between government and private sector in working towards an effective housing delivery system.
The emergence of privately owned PMTs followed the promulgation of the mortgage institutions decree No 53 of 1989, which provided the legal framework for the establishment of such institution. PMTs are expected to fulfill a purpose: to provide a safe and convenient means of saving for the general public, and to a limited intent for various corporate and unincorporated bodies and to use those finance to make loans on mortgages primary to those who wish to buy or build their own homes PMTs have been in the Nigeria financial system for almost a decade.
Housing finance which is the cent replace of the policy document, has a two tier arrangement with the federal Mortgage bank of Nigeria (FMBN) as the a pex-mortgage institution on one hand and the multiplication of primary mortgage institution (PMI) on the other hand. FNBN is charged with the responsibility of managing and administering the National Housing Fund (NHF), among others. The NHF has the objective of ensuring continuous flow of financial resources into housing development.
The FMBN was established by decree No 7 of 1977. The main function of the FMBN includes provision of the banking and advisory services and research activities pertaining to housing decree 3 of JAN 1991 empowered FMBN to license and regulate mortgage institution in Nigeria.
1.2 Statements Of Problems
The problems, which necessitated the study in the Harvard Trust Finance Enugu, are as follows:
- Slowness in accomplishing task generally
- The frequent collapse of mortgage banks, in the country through fraudulent malpractices by the staff.
- The incessant delays in the payment and processing of customer fund in theand processing of customer fund in the Harvard trust finance Enugu.
1.3 Aims And Objective Of The Study
The major aim of this study is to design and implement a computer based information for system for mortgage financing that will accomplish the task of quick retrieval of information on a mortgage’s records in Harvard trust finance. This also involves knowing what operations are carried out and how they are done.
1.4 Significance Of The Study
The study will ensure that adequate security is provided to customer’s funds and collateral (ther original document). It will also increase the revenue that will be accruable to the mortgage institution in the effect of the computer base.
Information system for mortgage financing it will also make it possible for faster seriates to be rendered to customers.
Finally, the work will be a very useful adding to the existing research work carried out in the area of computer based information system for mortgage financing.
1.5 Scope Of The Study
This research work is limited to the design and implementation of a computer, based information system for mortgage financing for the Harvard trust fiancé.
CHAPTER TWO
2.0 Literature Review
2.1 Introduction
The review of relevant literature is the main topic of this chapter. A literature review covers theoretical and methodological contributions to a certain issue in addition to the state of knowledge at the time of writing. It provides information about the state of the art in relation to the subject you are writing about. It examines the body of work on the chosen subject. The literature evaluation in this study comprises the …
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TABLE OF CONTENTSPRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- ⋮
CHAPTER THREE
SYSTEM ANALYSIS AND DESIGN
- 3.1 Methodology Adopted
- 3.1.1 Problem Identification Using SSADM
- 3.2 Analysis of the Existing System
- 3.2.1 Dataflow of the Existing System
- 3.2.2 Disadvantages Of The Existing System
- 3.2.3 Weakness of the existing System
- 3.3 Feasibility Study
- 3.3.1 Economic Feasibility
- 3.3.2 Technical Feasibility
- 3.3.3 Operational Feasibility
- 3.4 Analysis of the Proposed System
- 3.4.1 Data Flow Diagram of the Proposed System
- 3.4.2 Advantages of the Proposed System
- 3.4.3 Justification of the Proposed System
- 3.5 Functional Requirements
- 3.5.1 Use Case Diagram Of The Admin / User Privileges
- 3.6 Data Requirements
- 3.7 High Level Model of the Proposed System
CHAPTER FOUR
SYSTEM DESIGN AND IMPLEMENTATION
- 4.1 Objectives of the Design
- 4.2 Cohesion and Decomposition High level Model
- 4.3 Control Center / Overall Dataflow Diagram
- 4.3.1 Proposed System Operation Flowchart
- 4.4 System Specification and Design
- 4.4.1 Input and Output Specification
- 4.4.2 Database Specification and Design
- 4.4.3 Data Dictionary
- 4.5 Choice and Justification of Programming Language
- 4.6 Program Documentation
- 4.7 Implementation Techniques
- 4.7.1 System Testing
- 4.8 Programming Module Specification
- 4.8.1 Installation
- 4.9 Computer Hardware Minimum Requirement
- 4.10 Software Requirement
- 4.11 Personnel / User Training
- 4.12 File Maintenance Module
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary
- 5.3 Conclusion
- 5.4 Recommendation
REFERENCES
APPENDIX A - “SOURCE CODE”
APPENDIX B - “OBJECT PROGRAM”
Disclaimer for Complete Material Utilization
The displayed research work titled "A Computer Based Data System for Mortgage Financing" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
PRELIMINARY PAGES
- Title page
- Approval page
- Dedication
- Acknowledgement
- Table of Contents
- Abstract
INTRODUCTION
- 1.0 Introduction
- ⋮
LITERATURE REVIEW
- 2.1 Introduction
- ⋮
CHAPTER THREE
SYSTEM ANALYSIS AND DESIGN
- 3.1 Methodology Adopted
- 3.1.1 Problem Identification Using SSADM
- 3.2 Analysis of the Existing System
- 3.2.1 Dataflow of the Existing System
- 3.2.2 Disadvantages Of The Existing System
- 3.2.3 Weakness of the existing System
- 3.3 Feasibility Study
- 3.3.1 Economic Feasibility
- 3.3.2 Technical Feasibility
- 3.3.3 Operational Feasibility
- 3.4 Analysis of the Proposed System
- 3.4.1 Data Flow Diagram of the Proposed System
- 3.4.2 Advantages of the Proposed System
- 3.4.3 Justification of the Proposed System
- 3.5 Functional Requirements
- 3.5.1 Use Case Diagram Of The Admin / User Privileges
- 3.6 Data Requirements
- 3.7 High Level Model of the Proposed System
CHAPTER FOUR
SYSTEM DESIGN AND IMPLEMENTATION
- 4.1 Objectives of the Design
- 4.2 Cohesion and Decomposition High level Model
- 4.3 Control Center / Overall Dataflow Diagram
- 4.3.1 Proposed System Operation Flowchart
- 4.4 System Specification and Design
- 4.4.1 Input and Output Specification
- 4.4.2 Database Specification and Design
- 4.4.3 Data Dictionary
- 4.5 Choice and Justification of Programming Language
- 4.6 Program Documentation
- 4.7 Implementation Techniques
- 4.7.1 System Testing
- 4.8 Programming Module Specification
- 4.8.1 Installation
- 4.9 Computer Hardware Minimum Requirement
- 4.10 Software Requirement
- 4.11 Personnel / User Training
- 4.12 File Maintenance Module
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
- 5.1 Introduction
- 5.2 Summary
- 5.3 Conclusion
- 5.4 Recommendation
REFERENCES
APPENDIX A - “SOURCE CODE”
APPENDIX B - “OBJECT PROGRAM”
Disclaimer for Complete Material Utilization
The displayed research work titled "A Computer Based Data System for Mortgage Financing" is stated as a research guideline towards accomplishing your assigned project / seminar research work. All the research materials on this website are ONLY for research purposes and should be used as a guideline in developing your research work. For no reason should you copy word for word as projectlist.com.ng will not be liable for any who copied the material. By ordering the complete research guideline, it signifies that you've accepted our terms of service.
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